Joseph Clark of Brokers’ Choice of America has been providing assistance to retired, pre-retired clients and also independent advisors throughout the country for twenty-three years. He is an experienced teacher, published author and financial educator. He has extensive knowledge in the areas of preservation and distribution of wealth, retirement planning strategies, reduction of financial risk, lowering of taxes and protecting assets.

Joseph prides himself on his ability to provide his clients with proper planning and sound advice. His career in the Financial Services industry began as a Marketing Consultant. Joseph has earned his CFEd® certification with the Heartland Institute of Financial Education.

Joseph teaches health care planning and Income planning for retirees and pre-retirees. This experience has allowed him to become a successful advisor while assisting his clients in enhancing their piece of mind.

Joseph and his wife, Kimberly reside in Littleton, Colorado. They are the proud parents of three children: Haily, Kaira and Ivaiah, Grandson Makaio.

During her 28 years in the financial industry Leslie has extensive experience managing all aspects of financial operations, including onboarding & servicing client relationships with high net worth and institutional retirement plans. She has tremendous experience with Life products and is a registered life and annuity agent.  

Her passion outside of work is spending time with her three children and six grandchildren.  For fun Leslie enjoys cruising the islands out on her boat, traveling and spending precious time with her family and friends.

Jim has over 35 years of experience in the area of estate tax reduction, financial planning and asset maximization techniques.  Mr. Manuel teaches retirement planning workshops for Fortune 500 Companies and city, county and state agencies.  He is a seminar-lecturing speaker to accounting firms, tax law study groups and investment associations throughout the nation.  Mr. Manuel conducts Continuing Education classes for the Probate and Estate Planning section of the California Bar. He also is approved by the State Department of Nursing to conduct classes on Medi-Cal/Medicaid programs at hospitals.  Jim teaches financial planning and estate tax reduction classes at several colleges in California.

Jim’s expertise and experience is derived from a combined knowledge of investment, insurance and tax laws, and his background gives him a unique edge on viewing insurance and estate planning from an investment perspective.  Jim was accepted by the Certified Financial Educator Designation (CFEd®).  This designation was given to Mr. Manuel by the Heartland Institute, in conjunction with colleges and universities who provide nation-wide education courses to help workers better manage their personal finances and company benefits.

Jim holds several licenses and certifications, which include Medi-Cal Eligibility Planner, Registered Principal/FINRA Series 24,8,7,10,15,63,30,31 65; Department of Insurance – Life and Variable Annuity and Real Estate Broker specializing in 1031 tax-free exchanges. Jim is also recognized by SHRM to offer Professional Development credits for Certification and Recertification for Human Resource Officers for Corporations.